economy_and_commerce
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| - | Content-Type: text/x-zim-wiki | ||
| - | Wiki-Format: zim 0.4 | ||
| - | Creation-Date: 2013-08-01T16:52:35-04:00 | ||
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| ====== Economy And Commerce ====== | ====== Economy And Commerce ====== | ||
| - | Created Thursday 01 August 2013 | + | ===== Overview ===== |
| [[Currency]] | [[Currency]] | ||
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| [[Banking]] | [[Banking]] | ||
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| [[Corporations and Free-Traders]] | [[Corporations and Free-Traders]] | ||
| - | Though each [[Stellar Nations|stellar nation]] (and many independent planets and systems) issued their own currency in the past, the [[Concord Dollar|Concord dollar]] now reigns supreme. Even on [[The Verge|the Verge]], the [[Galactic Concord]] has set aggressive timetables for the conversion of all planetary economies to convert to the Concord dollar. Other currencies do still exist, most notable the Rigunmor Star Consortium’s [[Rigunmor Guilder|guilder]] (valued at 100 guilders to 1 Concord dollar), but virtually all economies accept the Concord dollar and convert it at very favorable rates in those cases where there is a local currency. | + | Though each [[the stellar nations|stellar nation]] (and many independent planets and systems) issued their own currency in the past, the [[Concord Dollar|Concord dollar]] now reigns supreme. Even on [[The Verge|the Verge]], the [[Galactic Concord]] has set aggressive timetables for the conversion of all planetary economies to convert to the Concord dollar. Other currencies do still exist, most notable the Rigunmor Star Consortium’s [[Rigunmor Guilder|guilder]] (valued at 100 guilders to 1 Concord dollar), but virtually all economies accept the Concord dollar and convert it at very favorable rates in those cases where there is a local currency. |
| The [[Galactic Bank]], one of the administrative bureaucracies of the Galactic Concord, is the central that controls the flow of currency into the interstellar economy. | The [[Galactic Bank]], one of the administrative bureaucracies of the Galactic Concord, is the central that controls the flow of currency into the interstellar economy. | ||
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| Funds from a 3D crystal can be accessed directly by banks, financial institutions and properly equipped merchants. For greater security, however, it is usually prudent to simply take the crystal to a bank or other institution and set up a new account locally in any system in which a character intends to stay for more than a few days. | Funds from a 3D crystal can be accessed directly by banks, financial institutions and properly equipped merchants. For greater security, however, it is usually prudent to simply take the crystal to a bank or other institution and set up a new account locally in any system in which a character intends to stay for more than a few days. | ||
| - | One of the greatest advantages (and to some eyes– disadvantages) of this system is that virtually all transactions are very carefully tracked and recorded. While the Galactic Bank protects the confidentiality of all transactions very strenuously by both legal and security measures, there are always those who wish to keep certain transactions espe-cially confidential. For these people, and for those who travel beyond the reach of traditional financial institutions, some banks and other institutions offer anonymous 3D crystals. | + | One of the greatest advantages (and to some eyes– disadvantages) of this system is that virtually all transactions are very carefully tracked and recorded. While the Galactic Bank protects the confidentiality of all transactions very strenuously by both legal and security measures, there are always those who wish to keep certain transactions especially confidential. For these people, and for those who travel beyond the reach of traditional financial institutions, some banks and other institutions offer anonymous 3D crystals. |
| - | Anonymous 3D cyrstals contain only a verified transaction number for a specific Wealth bonus worth of funds. Most banks only issue anonymous 3D crystals for customers well known to them, and then for a fee. In order to purchase an anonymous crystal, the purchaser decreases her Wealth bonus as though she had succeeded at a Wealth check equal to the crystal’s Wealth bonus +11. When making a purchase with an anonymous 3D crystal, however, the Wealth checkis always made by taking 10. The +1 Wealth discrepancy represents the fee for the 3D crystal. Once purchased, an anonymous crystal is considered a separate Wealth bonus from the character’s. It can increase and decrease just like the character’s own Wealth bonus, from Wealth awards, purchases, sales and other transactions. Anonymous crystals never increase due to Profession checks, however, as these represent increases to a character’s actual Wealth, which remains safely tucked away in the Galactic Bank’s systems. | + | Anonymous 3D crystals contain only a verified transaction number for a specific Wealth bonus worth of funds. Most banks only issue anonymous 3D crystals for customers well known to them, and then for a fee. In order to purchase an anonymous crystal, the purchaser decreases her Wealth bonus as though she had succeeded at a Wealth check equal to the crystal’s Wealth bonus +11. When making a purchase with an anonymous 3D crystal, however, the Wealth check is always made by taking 10. The +1 Wealth discrepancy represents the fee for the 3D crystal. Once purchased, an anonymous crystal is considered a separate Wealth bonus from the character’s. It can increase and decrease just like the character’s own Wealth bonus, from Wealth awards, purchases, sales and other transactions. Anonymous crystals never increase due to Profession checks, however, as these represent increases to a character’s actual Wealth, which remains safely tucked away in the Galactic Bank’s systems. |
| - | When the need for an anonymous crystal is over, it can be re-deposited into the character’s main account. The resulting change to the character’s actual Wealth works just as though the character had sold an item with a sale price equal to the 3D crys-tal’s current Wealth bonus. | + | When the need for an anonymous crystal is over, it can be re-deposited into the character’s main account. The resulting change to the character’s actual Wealth works just as though the character had sold an item with a sale price equal to the 3D crystal’s current Wealth bonus. |
| ===== ANONYMOUS TRANSACTIONS ===== | ===== ANONYMOUS TRANSACTIONS ===== | ||
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| //With his remaining +15 Wealth bonus, Axel can’t quite afford to make a single loan payment. Naturally, the ship will also require fuel, maintenance, and so on. He’d better hop into that Fast Freighter of his and get to work!// | //With his remaining +15 Wealth bonus, Axel can’t quite afford to make a single loan payment. Naturally, the ship will also require fuel, maintenance, and so on. He’d better hop into that Fast Freighter of his and get to work!// | ||
| + | {{tag>}} | ||
economy_and_commerce.1375718494.txt.gz · Last modified: 2021/12/04 00:43 (external edit)
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