http://www.pathguy.com/d20modern.htm is a very, very useful site for trying out different types of character concepts. Not all of the material presented there is used here and there is additional material here that is not used there.

• Open or Print the Character Sheet
• Generate Ability Scores
• Choose Character Class
• Assign Ability Scores
• Choose Species
• Determine Starting Occupation
• Determine Origin
• Choose Concept
• Select Talents
• Assign skills
• Select feats
• Optional: Allegiance
• Optional: Psionics
• As Needed: Assemble Gridshadow
• Optional: Cyberware
• Optional: Mutation
• Apply any Level adjustments

* Determine: Defense, Speed, Iniatiave, Base Attack Bonus, Reputation, Saving Throws, Melee Attack Bonus, Ranged Attack Bonus, Action Points, Wealth * Equip your character * Roll for vitality points (if needed) * Fill in the details. ===== Ability Modifiers ===== |Score|Mod| |1|-5| |2-3|-4| |4-5|-3| |6-7|-2| |8-9|-1| |10-11|+0| |12-13|+1| |14-15|+2| |16-17|+3| |18-19|+4| |20-21|+5| |22-23|+6| |24-25|+7| ===== Experience and Level Benefits ===== |Character Level| XP|Class Skill Ranks Max|Cross-Class Skill Ranks Max|Feats|Ability Increases| |1st|0|4|2|1st|-| |2nd|1,000| 5| 2½| -| -| |3rd|3,000|6| 3 |2nd| -| |4th|6,000|7| 3½| -| 1st| |5th|10,000|8| 4| - |-| |6th|15,000|9| 4½| 3rd| -| |7th|21,000|10| 5| -| -| |8th|28,000|11| 5½| -| 2nd| |9th|36,000|12| 6| 4th| -| |10th|45,000| 13| 6½| -| -| |11th|55,000|14| 7 |-| -| |12th|66,000|15| 7½| 5th| 3rd| |13th|78,000|16| 8 |- |-| |14th|91,000|17| 8½ |-| -| |15th|105,000|18| 9 |6th| -| |16th|120,000|19 |9½ |-| 4th| |17th|136,000|20 |10| -| -| |18th|153,000|21 |10½| 7th| -| |19th|171,000|22 |11| -| -| |20th|190,000|23 |11½| -| 5th| |21st|211,000|24 |12| 8th| -| |22nd|234,000|25 |12½| -| -| |23rd|260,000|26 |13| - |-| |24th|286,000|27 |13½| 9th |6th| |25th+|+26,000| Levels Allegiances